General Advice Disclaimer

The information and recommendations provided on this website and through our services constitute general advice only. This means that the advice does not take into account your personal objectives, financial situation, or specific needs. Before acting on any information, you should carefully consider whether it is appropriate for your circumstances.

What is General Advice?

General advice refers to recommendations or guidance provided without assessing your unique financial position or goals. It may include broad suggestions about products, services, or financial strategies that could be beneficial for a typical client. However, it does not involve any detailed analysis of your personal financial situation, nor does it take into account your risk profile, current income, debts, assets, or specific objectives.

For example, we may suggest that refinancing your mortgage or consolidating your debts could help reduce your interest costs, but we are not providing advice specific to your financial situation or long-term goals.

Your Responsibility as a Client

It is important that you evaluate whether the general advice provided is appropriate for your individual circumstances. We encourage you to review any relevant Product Disclosure Statements (PDS) or policy documents associated with the financial products we recommend. These documents provide critical information about product features, benefits, risks, and costs, allowing you to make informed decisions.

To determine whether a financial product is right for you, we strongly recommend that you:

• Carefully Review All Relevant Documentation: This includes Product Disclosure Statements and policy terms to fully understand the product’s features, benefits, and limitations.
• Consider Your Personal Financial Circumstances: Reflect on your own objectives, financial situation, and needs before acting on any general advice.
• Seek Independent Professional Advice: If necessary, consult with a licensed financial adviser, accountant, or legal professional to obtain personal advice that considers your specific needs and objectives.

Independent Legal, Financial, or Tax Advice

We encourage all clients to seek independent legal, financial, or tax advice where appropriate, especially when making significant financial decisions. Independent professionals can provide advice tailored specifically to your personal circumstances, ensuring you fully understand the implications of any financial product or service you may consider.

No Liability for Personal Outcomes

Please note that while we strive to provide accurate and helpful information, Prestigify Finance is not responsible for ensuring that the general advice we provide meets your individual needs. Decisions made based on general advice are solely your responsibility. The information provided by Prestigify Finance, including the content on this website, is provided for general informational purposes and should not be relied upon as the sole basis for making financial decisions.

About Our Services

Prestigify Finance provides financial services related to home loans, refinancing, debt consolidation, and related products. As part of our commitment to compliance, transparency, and customer service, we offer general advice under strict guidelines. Our recommendations are based on market trends and general consumer needs, but we encourage all clients to carefully assess their own financial position or seek personalized advice before proceeding with any financial decision.

Important Notice

While Prestigify Finance is committed to providing clear, accurate, and helpful information, we remind our clients that:

• We do not provide personal financial advice. All advice given through this platform or during consultations should be considered general in nature.
• We are not responsible for ensuring the products we recommend meet your specific financial situation or objectives.
• It is important to seek independent advice before entering into any financial commitments.